School Grants
Online Education Program
By admin on Dec.17, 2009| under School Grants| Leave a Comment |
Online education is becoming increasingly popular. As busy professionals head back to school, many find that they simply do not have the time to spend in a traditional classroom at a traditional state school. Attending classes online provides many students with the flexibility they need. Traditional students often enjoy the flexibility of online school as well, as it allows them to stay home, work full time, and still earn their degrees.
However, the convenience of online education comes at a price, and often a very steep one. It is rarely more affordable to attend school online than to go to a traditional school. Many students assume that they cannot get scholarships or financial aid for an online degree. Unfortunately, this is a false assumption that causes many to pay out of pocket for their education when they could qualify for help.
In 2006 the Federal Government passed laws that made it possible for students who are pursuing degree programs through online schools to get access to financial aid. This means that online students can enjoy the same help that traditional students enjoy. The only caveat is that the online students must be in a degree program, not just taking a class here and there to improve their skill set.
Applying for student aid for online education is very similar to applying for grants for school in the traditional manner. First, you need to fill in the Free Application for Federal Student Aid (FAFSA). This document will tell you whether or not you qualify for federal education grants. These are needs-based, so you may not qualify, but the FAFSA is the first step towards receiving other forms of aid. Also, the FAFSA will help the federal government determine if you qualify for any of their loan programs, which are available to a larger number of potential students.
You can also pursue merit-based scholarships and grants as you pursue your online education. If you are already employed and your degree will benefit the company where you work, you may be able to access employer tuition reimbursement programs. If you are studying a very specific field, look for professional organizations in that field that may offer scholarships.
The point is that there are options out there, even for students who do not pursue a traditional education. You simply need to know where to look and be persistent. Soon you will find the way to pay for your online education, one class at a time.
Avoiding Scholarship Scams
By admin on Dec.17, 2009| under School Grants| Leave a Comment |
It seems those who are looking to steal personal information from unsuspecting people are always looking to prey on those in need of money. When you begin the search for a school scholarship, you enter this field and put yourself up as a target for identity thieves. The good news is that most scholarship opportunities are legitimate and should be pursued, but as you look for money for school, take steps to ensure that the search is done safely.
Many scams pose as scholarship search services. While many of these programs are completely legitimate, some are not. Scholarship search services offer students the ability to pay a fee for someone else to search for scholarships that match their information. This can be a good idea, but students can do what the scholarship search service does on their own as well.
So how can a student know the difference between a scam and a legitimate service? First, watch out for services that guarantee results. This is not possible. There are simply too few scholarships out there for the number of people who are looking for them. If there is a money back guarantee, be sure to read all of the fine print, as you may just find that it is not so easy to get your money back as you might be led to believe.
Second, scammers will claim that they will do all of the work for you. This is impossible. You are the only one who can fill in the scholarship application if the service finds one that matches your profile. Having someone else do the application essay, for example, would constitute fraud.
If the service claims to have information that cannot be found anywhere else, it is lying. There is a book called Scholarships, Grants and Prizes by Peterson that offers information on almost every scholarship out there. You can also get the information from your guidance office or the Internet. Avoid a service making this claim.
Finally, look out for scholarships that cost money. If you have to pay money to actually receive a scholarship, not simply for the service to do the search, or if your credit card number is required in advance of receiving the scholarship, run the other way. This is a scam, and you stand to lose a lot of money from the identity thief on the other end. Paying for services is fine, but paying for the actual award is not.
If you are unsure about a company or program, check with the Federal Trade Commission. The FTC website has many resources available for those looking for a scholarship, and their services are free. Remember, if it sounds too good to be true, take a closer look, and get everything in writing before you spend any money on scholarship search services.
Adult Scholarships Opportunities
By admin on Dec.17, 2009| under School Grants| Leave a Comment |
If you are an adult looking for a way to go back to school, the reality of every day life and the expense of a mortgage and other household bills may be holding you back. Whether you are looking to complete a degree, get one started, or go on for some graduate work, a scholarship or grant may be the only way you can afford to go back to school.
Finding scholarships for adult students is not always easy. Scholarships seem to cater to high school seniors, focusing on high school GPAs and accomplishments. Many scholarships require a student to be enrolled full time in a degree program, but most adult learners find that being part time students is a better option, as this allows them to have time to work and care for their families. Needs based scholarships often don’t apply to adult students who are working full time in a salaried field.
With that being said, adults who want to go back to school can find a scholarship if they know where to look. The first place to go is to your employer. If you work for a large company, you may find that the company has a continuing education program already in place. If you can prove that your pending degree will benefit the company, you may be able to get some help paying for your classes. You may find that the coursework has to be in the same field that the company works in, and you also may find that these scholarships are quite small.
For adult students who know the school they will be attending, the financial aid office can help. Contact the financial aid office to see if they know of any scholarships. You may find that the school has one specifically designed for adult students, or the staff will be able to point you in the right direction.
If you are a part of a professional association, contact them to see if there are any scholarships available. Often these groups will have scholarships that cater to adult students, particularly for women. This is a good option for those looking for postsecondary scholarship opportunities.
Remember, most national scholarship opportunities for adults are not highly publicized. If you have tried all of these venues and still have not found the right scholarship, ask other adult students that you know how they have gotten their degrees. You may find a scholarship you didn’t know existed.
